On March 7, 2026, Hacker News discussed the "Prohibited countries" page of Mercury's help center, and in April the list was reposted on X. It names about 45 countries: Afghanistan, Albania, Bangladesh, Belarus, Bosnia, Croatia, Indonesia, Kyrgyzstan, Latvia, Lebanon, Nigeria, Pakistan, the Philippines, Russia, Ukraine, Uzbekistan, Vietnam, Venezuela and others. The rule follows the country of residence or headquarters: a citizen of a listed country who lives elsewhere can apply.
Users report already-open accounts being closed after moving to a listed country, and card deliveries paused to some Gulf countries. This continues the July 2024 wave that added Ukraine, Nigeria, Pakistan, Croatia and the Philippines. We cite the list from secondary sources because we couldn't open Mercury's page directly; check the current version at the link below.
How it affects your application
Kazakhstan, Armenia and Georgia are not on the reposted list. What matters is documented proof of residence: a lease, a utility bill or a bank statement in your name. We help you put the package together, but Mercury decides; a rejection is possible and we don't hide that.
Not legal or tax advice. Rules change, so check primary sources or ask a qualified advisor before you decide.
